The Department of Commerce and Consumer Affairs is closely monitoring the emergency situation involving novel coronavirus or COVID-19, and understands the uncertainty individuals are facing concerning their insurance coverage under the changing landscape. The Hawaii Insurance Division empathizes with those impacted by recent events stemming from the COVID-19 pandemic. We are working with industry, government ...
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Flooding is the most frequent and expensive natural disaster in the United States. Yet, flood peril is not typically covered through most homeowners and renter’s insurance policies. Everyone lives in a flood zone. If it rains, it can flood. Your risk is real! What Are My Flood Risks? With more than 20 percent of the ...
Read More Understanding Flood Insurance
Pre-storm Review your policy Have contact information for your agent or insurer handy Take inventory (photos or videos) of property Secure property to prevent and limit damage Ensure the safety of yourself and family Post-storm Once it is safe, check for damage Secure your property to prevent further damage (keep receipts for any materials used) ...
Read More Hurricane Preparedness & Tips for Storm Claims
Home Insurance (PDF) Homeowners Insurance Guide and Premium Comparison (2021 Publication) (PDF) Condominium Unit Owners Insurance Guide and Premium Comparison (2021 Publication) (PDF) Renters Insurance Guide and Premium Comparison (2021 Publication) Motor Vehicle Insurance (PDF) Motor Vehicle Premium Comparison & Consumer Complaints Guide (2021 Publication) For more consumer resources, click here.