As of January 1, 2026, Hawaiʻi law increased the minimum liability insurance coverage limits that all drivers and motor vehicle owners must carry. The updated limits replace the prior minimums and apply to all new and renewal policies with effective dates on or after January 1, 2026. See the full FAQ here: https://cca.hawaii.gov/ins/files/2023/05/Auto-Minimum-Limits-FAQs.pdf
Slider
On October 1, 2025, DTRIC announced their decision to exit the Hawaiʻi insurance market. While this decision will affect their policyholders, the exit is expected to be orderly, helping to mitigate disruption to customers. Here are answers to FAQs on this topic.
Flooding is the most frequent and expensive natural disaster in the United States. Yet, flood peril is not typically covered through most homeowners and renter’s insurance policies. Everyone lives in a flood zone. If it rains, it can flood. Your risk is real! What Are My Flood Risks? With more than 20 percent of the ...
Read More Understanding Flood Insurance
Pre-storm Review your policy Have contact information for your agent or insurer handy Take inventory (photos or videos) of property Secure property to prevent and limit damage Ensure the safety of yourself and family Post-storm Once it is safe, check for damage Secure your property to prevent further damage (keep receipts for any materials used) ...
Read More Tips for Storm Claims
Home Insurance The Premium Comparisons below reflect rates that are in effect as of the date printed on the table’s upper right bar. They are intended to be a tool to help consumers interested in comparison shopping. Consumers are encouraged to speak directly with their insurance agents for the most current information about their specific ...
Read More Insurance Premium Comparison Guides
