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Act 256, which became law on July 1, 2025, establishes a new regulatory framework for the sale of travel insurance in the State. The full memo can be viewed here:

The purpose of this Memorandum is to provide guidance to third-party administrators (“TPA”) regarding new requirements under the Hawaii Travel Insurance Act. The Hawaii Travel Insurance Act took effect on July 1, 2025, a copy of which is available here. The full memo can be viewed below:

For the past year, the Hawaii Insurance Division has assisted the Hawaii Hurricane Relief Fund (HHRF) board of directors with its efforts to reactivate operations, in the hope of easing the property insurance crisis. On June 24, 2025, the HHRF started accepting applications for hurricane commercial property insurance coverage for Condominium and Townhouse Associations of ...
Read More HAWAII HURRICANE RELIEF FUND NOW ACCEPTING APPLICATIONS

A concern that has come to the Division’s attention is the limitation imposed by some property insurance policies on the timeframe allowed for policyholders to complete building repairs or replacement, or to replace or repair personal property in order to receive full replacement cost benefits. Many policyholders have expressed that they could not replace personal ...
Read More COMMISSIONER’S MEMORANDUM 2025-1A: REQUEST REGARDING POLICYHOLDERS AFFECTED BY THE AUGUST 2023 WILDFIRES ON MAUI ISLAND

COMMISSIONER’S MEMORANDUM 2025

Posted on Jun 12, 2025 in Main

(PDF) Commissioner’s Memorandum 2025-4R Subject: Hawaii Travel Insurance Act (PDF) Commissioner’s Memorandum 2025-3LIC Subject: Licensing Requirements for Third-Party Administrators Selling or Administering Travel Insurance (PDF) Commissioner’s Memorandum 2025-2A Subject: Hawaiʻi Hurricane Relief Fund to Start Accepting Applications (PDF) Commissioner’s Memorandum 2025-1A Subject: Request Regarding Policyholders Affected by the August 2023 Wildfires on Maui Island

With hurricane season just starting, the public is urged to be prepared. Besides packing a go-bag and making an emergency plan, you should also review your insurance policies. Homeowners must have a separate hurricane insurance policy to be protected. KHON2’s Sam Spangler interviewed Acting Insurance Commissioner Jerry Bump on May 30, 2025 for hurricane insurance ...
Read More WATCH: HURRICANE INSURANCE TIPS ON KHON2’S WAKE UP 2DAY

Hawaii residents, like many across the country, face a home insurance crisis as the insurance industry grapples with the cost of multiple natural disasters like the wildfires on Maui in 2023 and in Los Angeles earlier this year, as well as hurricanes and flooding across the American southeast last year. State lawmakers are working on ...
Read More WATCH: HAWAII’S HOME INSURANCE CRISIS ON PBS HAWAII

This white paper, submitted to Governor Green, Senate President Kouchi and House Speaker Nakamura, presents the Executive and Legislative Condo and Property Insurance Task Force’s analysis of the challenges facing Hawaii’s insurance market and explores options for the State to attempt to mitigate those challenges.

Pursuant to Act 138, the Insurance Commissioner, through the State of Hawaii’s Department of Commerce and Consumer Affairs’ Insurance Division (“HID”), requests that all motor vehicle insurers submit rate filings to reflect the amendments made to HRS § 431:10C-301(b)(1), and (2) by Act 138 § 3.

The Insurance Commissioner (“Commissioner”) is requiring all insurers in the residential hurricane market who currently write, or who wrote at any time within the last fifteen years (i.e. since 2008), to complete the data call worksheet provided by the Insurance Division.

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