The purpose of this memorandum is to inform all insurers that the Insurance Division implemented a reorganization of its Rate and Policy Analysis (“RPA”) Branch. This reorganization restructures the former RPA Branch into two specialized units: Life and Accident & Health (“LAH”) Filings Branch and Property and Casualty (“P&C”) Filings Branch. The full memo can ...
Read More COMMISSIONER’S MEMORANDUM 2025-12R: REORGANIZATION OF RATE AND POLICY ANALYSIS BRANCH
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Due to positive feedback, the comment period for the Division’s revised Property and Casualty (“P&C”) rate filing procedures discussed in Commissioner’s Memorandum 2025-10R (issued on November 10, 2025) is extended to December 31, 2025. The full memo can be viewed here:
In its efforts to update and streamline Property and Casualty (“P&C”) rate filing procedures, the Insurance Division has updated materials that are now available on SERFF and the Insurance Division’s website. The Insurance Division seeks feedback from users regarding these revised procedures, forms and other related matters, by December 1, 2025. The full memo can ...
Read More COMMISSIONER’S MEMORANDUM 2025-10R: UPDATED P&C HAWAII GENERAL REQUIREMENTS AND FILING INSTRUCTIONS
The purpose of this memorandum is to clarify who is responsible for providing primary motor vehicle insurance for a shared car pursuant to Hawaii Revised Statutes (“HRS”) §431:10C-802. The full memo can be viewed here:
On October 1, 2025, DTRIC announced their decision to exit the Hawaiʻi insurance market. While this decision will affect their policyholders, the exit is expected to be orderly, helping to mitigate disruption to customers. Here are answers to FAQs on this topic.
The Insurance Commissioner (“Commissioner”) is requiring all insurers in the residential hurricane market who currently write, or who wrote at any time within the last fifteen years (i.e. since 2009), to complete the data call worksheet provided by the Insurance Division.
This Memorandum is directed to all insurance companies, mutual benefit societies, and health maintenance organizations authorized to write health insurance in the State of Hawaii (collectively, “health insurers”). It remains vital to public health that individuals across all age groups maintain access to COVID-19 vaccinations to prevent severe illness and hospitalization. Accordingly, the Commissioner expects ...
Read More COMMISSIONER’S MEMORANDUM 2025-7H: COVID-19 VACCINATION COVERAGE
Act 110, which goes into effect on January 1, 2026, amends the notice requirements for the cancellation and nonrenewal of insurance policies covering property used for residential purposes, including single-family homes, multi-family dwellings, and condominium units. This is to clarify that the amended notice requirements apply to both personal and commercial insurance policies if the ...
Read More COMMISSIONER’S MEMORANDUM 2025-6R: ACT 110 CLARIFICATION
The Insurance Division encourages all insurance companies, mutual benefit societies, and health maintenance organizations authorized to write health insurance in the State to consider voluntarily providing grandfathered health plan coverage of preventive services as established by the ACA and in effect on July 1, 2025. The full memo can be viewed here:
Act 256, which became law on July 1, 2025, establishes a new regulatory framework for the sale of travel insurance in the State. The full memo can be viewed here: