This Memorandum is directed to all insurance companies, mutual benefit societies, and health maintenance organizations authorized to write health insurance in the State of Hawaii (collectively, “health insurers”). It remains vital to public health that individuals across all age groups maintain access to COVID-19 vaccinations to prevent severe illness and hospitalization. Accordingly, the Commissioner expects ...
Read More COMMISSIONER’S MEMORANDUM 2025-7H: COVID-19 VACCINATION COVERAGE
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Act 110, which goes into effect on January 1, 2026, amends the notice requirements for the cancellation and nonrenewal of insurance policies covering property used for residential purposes, including single-family homes, multi-family dwellings, and condominium units. This is to clarify that the amended notice requirements apply to both personal and commercial insurance policies if the ...
Read More COMMISSIONER’S MEMORANDUM 2025-6R: ACT 110 CLARIFICATION
The Insurance Division encourages all insurance companies, mutual benefit societies, and health maintenance organizations authorized to write health insurance in the State to consider voluntarily providing grandfathered health plan coverage of preventive services as established by the ACA and in effect on July 1, 2025. The full memo can be viewed here:
Act 256, which became law on July 1, 2025, establishes a new regulatory framework for the sale of travel insurance in the State. The full memo can be viewed here:
The purpose of this Memorandum is to provide guidance to third-party administrators (“TPA”) regarding new requirements under the Hawaii Travel Insurance Act. The Hawaii Travel Insurance Act took effect on July 1, 2025, a copy of which is available here. The full memo can be viewed below:
For the past year, the Hawaii Insurance Division has assisted the Hawaii Hurricane Relief Fund (HHRF) board of directors with its efforts to reactivate operations, in the hope of easing the property insurance crisis. On June 24, 2025, the HHRF started accepting applications for hurricane commercial property insurance coverage for Condominium and Townhouse Associations of ...
Read More HAWAII HURRICANE RELIEF FUND NOW ACCEPTING APPLICATIONS
A concern that has come to the Division’s attention is the limitation imposed by some property insurance policies on the timeframe allowed for policyholders to complete building repairs or replacement, or to replace or repair personal property in order to receive full replacement cost benefits. Many policyholders have expressed that they could not replace personal ...
Read More COMMISSIONER’S MEMORANDUM 2025-1A: REQUEST REGARDING POLICYHOLDERS AFFECTED BY THE AUGUST 2023 WILDFIRES ON MAUI ISLAND
(PDF) Commissioner’s Memorandum 2025-7H Subject: COVID-19 Vaccination Coverage (PDF) Commissioner’s Memorandum 2025-6R Subject: Notice of Cancellation or Nonrenewal for Residential Property Insurance Policies (PDF) Commissioner’s Memorandum 2025-5H Subject: Preventive Services for Grandfathered Health Plans (PDF) Commissioner’s Memorandum 2025-4R Subject: Hawaii Travel Insurance Act (PDF) Commissioner’s Memorandum 2025-3LIC Subject: Licensing Requirements for Third-Party Administrators Selling or Administering Travel Insurance (PDF) Commissioner’s Memorandum ...
Read More COMMISSIONER’S MEMORANDUM 2025
With hurricane season just starting, the public is urged to be prepared. Besides packing a go-bag and making an emergency plan, you should also review your insurance policies. Homeowners must have a separate hurricane insurance policy to be protected. KHON2’s Sam Spangler interviewed Acting Insurance Commissioner Jerry Bump on May 30, 2025 for hurricane insurance ...
Read More WATCH: HURRICANE INSURANCE TIPS ON KHON2’S WAKE UP 2DAY
Hawaii residents, like many across the country, face a home insurance crisis as the insurance industry grapples with the cost of multiple natural disasters like the wildfires on Maui in 2023 and in Los Angeles earlier this year, as well as hurricanes and flooding across the American southeast last year. State lawmakers are working on ...
Read More WATCH: HAWAII’S HOME INSURANCE CRISIS ON PBS HAWAII