The purpose of this memorandum is to clarify who is responsible for providing primary motor vehicle insurance for a shared car pursuant to Hawaii Revised Statutes (“HRS”) §431:10C-802. The full memo can be viewed here:
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On October 1, 2025, DTRIC announced their decision to exit the Hawaiʻi insurance market. While this decision will affect their policyholders, the exit is expected to be orderly, helping to mitigate disruption to customers. Here are answers to FAQs on this topic.
The Insurance Commissioner (“Commissioner”) is requiring all insurers in the residential hurricane market who currently write, or who wrote at any time within the last fifteen years (i.e. since 2009), to complete the data call worksheet provided by the Insurance Division.
This Memorandum is directed to all insurance companies, mutual benefit societies, and health maintenance organizations authorized to write health insurance in the State of Hawaii (collectively, “health insurers”). It remains vital to public health that individuals across all age groups maintain access to COVID-19 vaccinations to prevent severe illness and hospitalization. Accordingly, the Commissioner expects ...
Read More COMMISSIONER’S MEMORANDUM 2025-7H: COVID-19 VACCINATION COVERAGE
Act 110, which goes into effect on January 1, 2026, amends the notice requirements for the cancellation and nonrenewal of insurance policies covering property used for residential purposes, including single-family homes, multi-family dwellings, and condominium units. This is to clarify that the amended notice requirements apply to both personal and commercial insurance policies if the ...
Read More COMMISSIONER’S MEMORANDUM 2025-6R: ACT 110 CLARIFICATION
The Insurance Division encourages all insurance companies, mutual benefit societies, and health maintenance organizations authorized to write health insurance in the State to consider voluntarily providing grandfathered health plan coverage of preventive services as established by the ACA and in effect on July 1, 2025. The full memo can be viewed here:
Act 256, which became law on July 1, 2025, establishes a new regulatory framework for the sale of travel insurance in the State. The full memo can be viewed here:
The purpose of this Memorandum is to provide guidance to third-party administrators (“TPA”) regarding new requirements under the Hawaii Travel Insurance Act. The Hawaii Travel Insurance Act took effect on July 1, 2025, a copy of which is available here. The full memo can be viewed below:
For the past year, the Hawaii Insurance Division has assisted the Hawaii Hurricane Relief Fund (HHRF) board of directors with its efforts to reactivate operations, in the hope of easing the property insurance crisis. On June 24, 2025, the HHRF started accepting applications for hurricane commercial property insurance coverage for Condominium and Townhouse Associations of ...
Read More HAWAII HURRICANE RELIEF FUND NOW ACCEPTING APPLICATIONS
A concern that has come to the Division’s attention is the limitation imposed by some property insurance policies on the timeframe allowed for policyholders to complete building repairs or replacement, or to replace or repair personal property in order to receive full replacement cost benefits. Many policyholders have expressed that they could not replace personal ...
Read More COMMISSIONER’S MEMORANDUM 2025-1A: REQUEST REGARDING POLICYHOLDERS AFFECTED BY THE AUGUST 2023 WILDFIRES ON MAUI ISLAND