Know your rights when it comes to using gift cards and gift certificates. The gift certificate law provides additional protection for those who either buy or receive a gift certificate. The law states that any restaurant or other party involved in retail goods and services: Must honor any gift cards for five years Must honor ...
Read More Gift Cards and Gift Certificates
Education
Keep in mind Many robocalls are legal. While we have taken several actions, and continue to work on reducing illegal robocalls, it is a difficult problem that requires complex solutions. The most complex part is identifying the illegal calls in real time to be able to block them without blocking lawful calls. Tips ...
Read More Robocalls
When your phone rings and it looks like a local call, you may be more likely to answer. Scammers count on this and can easily fake caller ID numbers. They even can match the first six digits of your own number, which is called “neighbor spoofing.” The urge to answer can be tough to ...
Read More Spoofing
Is someone using your personal information to open accounts, file taxes, or make purchases? Visit IdentityTheft.gov, the federal government’s one-stop resource to help you report and recover from identity theft. Data Breach? Lost Info? Did you get a notice that says a company lost your personal information in a data breach? Did you lose your ...
Read More Identity Theft
Gift Cards and Gift Certificates How to Obtain a Free Credit Report Sign Up for the Do Not Call Registry to Reduce Telemarketing Calls Removal from Mailing Lists There are several things that you can do to reduce the amount of junk mail that you receive. Return of Merchandise Highlights of Hawaii’s return of merchandise ...
Read More Be a Savvy Consumer