The Federal Emergency Management Agency (FEMA) has recently updated its Flood Insurance Rate Maps (FIRMs), resulting in changes to the flood risk designation of over 3,500 parcels across Oʻahu that will become effective June 10, 2026. These updates are crucial for understanding flood risk island-wide and preparing property owners accordingly. The role of insurance producers, ...
Read More COMMISSIONER’S MEMORANDUM 2025-14A: UPDATED FLOOD INSURANCE RATE MAPS
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This Memorandum is issued by the Hawaii Insurance Division (the “Division”) to remind all Insurers authorized to do business in the state that decisions or actions impacting consumers that are made or supported by advanced analytical and computational technologies, including Artificial Intelligence (“AI”) Systems (as defined below), must comply with all applicable insurance laws and ...
Read More COMMISSIONER’S MEMORANDUM 2025-13A: THE USE OF ARTIFICIAL INTELLIGENCE SYSTEMS IN INSURANCE
The purpose of this memorandum is to inform all insurers that the Insurance Division implemented a reorganization of its Rate and Policy Analysis (“RPA”) Branch. This reorganization restructures the former RPA Branch into two specialized units: Life and Accident & Health (“LAH”) Filings Branch and Property and Casualty (“P&C”) Filings Branch. The full memo can ...
Read More COMMISSIONER’S MEMORANDUM 2025-12R: REORGANIZATION OF RATE AND POLICY ANALYSIS BRANCH
STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE SCOTT K. SAIKI INSURANCE COMMISSIONER GET COVERED: 2026 HEALTH INSURANCE MARKETPLACE OPEN ENROLLMENT Consumers Encouraged to Review Coverage Options Amid Anticipated Changes FOR ...
Read More RELEASE: GET COVERED: 2026 HEALTH INSURANCE MARKETPLACE OPEN ENROLLMENT
Due to positive feedback, the comment period for the Division’s revised Property and Casualty (“P&C”) rate filing procedures discussed in Commissioner’s Memorandum 2025-10R (issued on November 10, 2025) is extended to December 31, 2025. The full memo can be viewed here:
In its efforts to update and streamline Property and Casualty (“P&C”) rate filing procedures, the Insurance Division has updated materials that are now available on SERFF and the Insurance Division’s website. The Insurance Division seeks feedback from users regarding these revised procedures, forms and other related matters, by December 1, 2025. The full memo can ...
Read More COMMISSIONER’S MEMORANDUM 2025-10R: UPDATED P&C HAWAII GENERAL REQUIREMENTS AND FILING INSTRUCTIONS
The purpose of this memorandum is to clarify who is responsible for providing primary motor vehicle insurance for a shared car pursuant to Hawaii Revised Statutes (“HRS”) §431:10C-802. The full memo can be viewed here:
The Insurance Commissioner (“Commissioner”) is requiring all insurers in the residential hurricane market who currently write, or who wrote at any time within the last fifteen years (i.e. since 2009), to complete the data call worksheet provided by the Insurance Division.
STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE SCOTT K. SAIKI INSURANCE COMMISSIONER DTRIC INSURANCE TO WITHDRAW FROM HAWAI‘I MARKET FOR IMMEDIATE RELEASE October 10, 2025 HONOLULU — DTRIC has announced its ...
Read More RELEASE: DTRIC INSURANCE TO WITHDRAW FROM HAWAI‘I MARKET
STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE SCOTT K. SAIKI INSURANCE COMMISSIONER FREE ONLINE TOOL HELPS CONSUMERS CLAIM LIFE INSURANCE BENEFITS FOR IMMEDIATE RELEASE September 26, 2025 HONOLULU — In honor ...
Read More RELEASE: FREE ONLINE TOOL HELPS CONSUMERS CLAIM LIFE INSURANCE BENEFITS