Insurance

For the past year, the Hawaii Insurance Division has assisted the Hawaii Hurricane Relief Fund (HHRF) board of directors with its efforts to reactivate operations, in the hope of easing the property insurance crisis. On June 24, 2025, the HHRF started accepting applications for hurricane commercial property insurance coverage for Condominium and Townhouse Associations of ...
Read More HAWAII HURRICANE RELIEF FUND NOW ACCEPTING APPLICATIONS

A concern that has come to the Division’s attention is the limitation imposed by some property insurance policies on the timeframe allowed for policyholders to complete building repairs or replacement, or to replace or repair personal property in order to receive full replacement cost benefits. Many policyholders have expressed that they could not replace personal ...
Read More COMMISSIONER’S MEMORANDUM 2025-1A: REQUEST REGARDING POLICYHOLDERS AFFECTED BY THE AUGUST 2023 WILDFIRES ON MAUI ISLAND

With hurricane season just starting, the public is urged to be prepared. Besides packing a go-bag and making an emergency plan, you should also review your insurance policies. Homeowners must have a separate hurricane insurance policy to be protected. KHON2’s Sam Spangler interviewed Acting Insurance Commissioner Jerry Bump on May 30, 2025 for hurricane insurance ...
Read More WATCH: HURRICANE INSURANCE TIPS ON KHON2’S WAKE UP 2DAY

STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE JERRY BUMP ACTING INSURANCE COMMISSIONER HAWAIʻI RESIDENTS ENCOURAGED TO REVIEW INSURANCE POLICIES IN PREPARATION FOR HURRICANE SEASON FOR IMMEDIATE RELEASE May 6, 2025 HONOLULU — ...
Read More RELEASE: HAWAIʻI RESIDENTS ENCOURAGED TO REVIEW INSURANCE POLICIES IN PREPARATION FOR HURRICANE SEASON

Hawaii residents, like many across the country, face a home insurance crisis as the insurance industry grapples with the cost of multiple natural disasters like the wildfires on Maui in 2023 and in Los Angeles earlier this year, as well as hurricanes and flooding across the American southeast last year. State lawmakers are working on ...
Read More WATCH: HAWAII’S HOME INSURANCE CRISIS ON PBS HAWAII

STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE JERRY BUMP ACTING INSURANCE COMMISSIONER RESIDENTS ADVISED TO REVIEW INSURANCE POLICIES AND CONSIDER FLOOD INSURANCE AS WET SEASON CONTINUES FOR IMMEDIATE RELEASE February 05, 2025 ...
Read More RELEASE: RESIDENTS ADVISED TO REVIEW INSURANCE POLICIES AND CONSIDER FLOOD INSURANCE AS WET SEASON CONTINUES

STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI  DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA  NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE JERRY BUMP NAMED STATE’S ACTING INSURANCE COMMISSIONER FOR IMMEDIATE RELEASE February 03, 2025 HONOLULU — Jerry Bump has been named the acting Insurance Commissioner ...
Read More RELEASE: JERRY BUMP NAMED STATE’S ACTING INSURANCE COMMISSIONER

This white paper, submitted to Governor Green, Senate President Kouchi and House Speaker Nakamura, presents the Executive and Legislative Condo and Property Insurance Task Force’s analysis of the challenges facing Hawaii’s insurance market and explores options for the State to attempt to mitigate those challenges.

Pursuant to Act 138, the Insurance Commissioner, through the State of Hawaii’s Department of Commerce and Consumer Affairs’ Insurance Division (“HID”), requests that all motor vehicle insurers submit rate filings to reflect the amendments made to HRS § 431:10C-301(b)(1), and (2) by Act 138 § 3.

STATE OF HAWAIʻI KA MOKU ʻĀINA O HAWAIʻI DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA JOSH GREEN, M.D. GOVERNOR KE KIAʻĀINA NADINE Y. ANDO DIRECTOR KA LUNA HOʻOKELE GORDON I. ITO INSURANCE COMMISSIONER OPEN ENROLLMENT FOR 2025 HEALTH INSURANCE MARKET UNDERWAY Hawaiʻi Residents Encouraged to Review Health Insurance Coverage Options FOR IMMEDIATE RELEASE ...
Read More RELEASE: OPEN ENROLLMENT FOR 2025 HEALTH INSURANCE MARKET UNDERWAY