LifeSmarts

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LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12.  The competition tests students on their knowledge of

  • Personal Finance 
  • Health and Safety
  • Environment
  • Technology
  • Consumer Rights and Responsibilities 

Take a practice quiz and see if you’re ready for the ultimate consumer challenge.  Gather your friends and form a team.  Each team needs an adult sponsor or coach.

Students statewide are welcome to register a team from public, private, home, charter and alternative schools, as well as clubs and youth organizations.  Schools/Clubs may enter multiple teams under one coach. Register your Team today!

High School Competition (grades 9-12) Online Competition

  • Registration opens August 1, 2022
  • Online Competition opens October 17, 2022
  • Online Competition closes December 9, 2022 (7pm HST)

Middle School Competition (grades 6-8) Online Competition

  • Registration opens August 1, 2022
  • Online Competition opens October 17, 2022
  • Online Competition closes December 9, 2022 (7pm HST)
  •  *Update   Top 4 JV Teams will be invited to the in-person State Competition at the UH Manoa Campus Ballroom

Hawaii State Competition 

  • Top four (4) schools will be invited to compete in the State Competition
  •  *Update   Hawaii State Competition, TBA at the UH Manoa Campus Ballroom

LifeSmarts National Competition

  • Cincinnati, Ohio,  April 27- 30, 2023

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs, Office of the Securities Commissioner in partnership with the Hawaii Credit Union League.

For more information, contact LifeSmarts State Assistant Coordinator, Gloryana Akapo at (808)586-2737.

Good Luck as you take the Ultimate Consumer Challenge.