LifeSmarts
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LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12. The competition tests students on their knowledge of
- Personal Finance
- Health and Safety
- Environment
- Technology
- Consumer Rights and Responsibilities
Take a practice quiz and see if you’re ready for the ultimate consumer challenge. Gather your friends and form a team. Each team needs an adult sponsor or coach.
Students statewide are welcome to register a team from public, private, home, charter and alternative schools, as well as clubs and youth organizations. Schools/Clubs may enter multiple teams under one coach. Register your Team today!
High School Competition (grades 9-12) Online Competition
- Registration opens August 1, 2022
- Online Competition opens October 17, 2022
- Online Competition closes December 9, 2022 (7pm HST)
Middle School Competition (grades 6-8) Online Competition
- Registration opens August 1, 2022
- Online Competition opens October 17, 2022
- Online Competition closes December 9, 2022 (7pm HST)
- *Update Top 4 JV Teams will be invited to the in-person State Competition at the UH Manoa Campus Ballroom
Hawaii State Competition
- Top four (4) schools will be invited to compete in the State Competition
- *Update Hawaii State Competition, Friday, February 17, 2023 at the UH Manoa Campus Ballroom
LifeSmarts National Competition
- Cincinnati, Ohio, April 27- 30, 2023
LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs, Office of the Securities Commissioner in partnership with the Hawaii Credit Union League.
For more information, contact LifeSmarts State Assistant Coordinator, Gloryana Akapo at (808)586-2737.
Good Luck as you take the Ultimate Consumer Challenge.