LifeSmarts

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Welcome to the State of Hawaii LifeSmarts 2021-2022 Competition

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12.  The competition tests students on their knowledge of

  • Personal Finance 
  • Health and Safety
  • Environment
  • Technology
  • Consumer Rights and Responsibilities 

Take a practice quiz and see if you’re ready for the ultimate consumer challenge.  Gather your friends and form a team.  Each team needs an adult sponsor or coach.

Public, private, home, charter and alternative schools, statewide, are welcome to register as well as clubs and youth organizations.  Schools may enter more than one coach and coaches may enter more than one team.  So hurry and get your team signed up!

High School Competition (grades 9-12) Online Competition

  • Registration opens August 16, 2021
  • Online Competition opens October 25, 2021
  • Online Competition closes December 10, 2021 (7pm PST)

Middle School Competition (grades 6-8) Online Competition

  • Registration opens August 16, 2021
  • Online Competition opens October 25, 2021
  • Online Competition closes December 10, 2021 (7pm PST)
  • Students in grades 6-8 will compete only online.

Virtual Hawaii State Competition 

  • Top four (4) schools will be invited to compete in the Virtual State Competition
  • Virtual Hawaii State Competition, February 12, 2022

LifeSmarts National Competition

  • Washington D.C.,  April 21- 24, 2022

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs, Office of the Securities Commissioner in partnership with the Hawaii Credit Union League.

For more information, contact LifeSmarts State Assistant Coordinator, Gloryana Akapo at (808)586-2737.

Good Luck as you take the Ultimate Consumer Challenge.