In accordance with Gov. Ige’s Executive Order, beginning Sept. 13, 2021, all visitors to the Department of Commerce and Consumer Affairs should be prepared to provide verification of being fully vaccinated or a negative COVID-19 test result in order to enter the state facility. The test sample cannot be taken more than 72 hours prior to time of entry and must be administered or observed by an authorized site or healthcare provider. All approved visitors are still required to wear masks, physically distance, and obey instructions as directed by staff while inside. People under the age of 12, who are not yet eligible for the vaccine, are exempt from the requirement.

What is foreclosure?

In your mortgage contract, you agreed that the lender can foreclose to take ownership of the house if you do not repay as agreed — this is defaulting on a mortgage. If you receive a notice indicating that they are starting foreclosure proceedings, don’t wait. Take steps to prevent a foreclosure as soon as you realize you are having trouble paying the mortgage.


Be proactive!
If you are having difficulty making your mortgage payments, one of the most important things you can do is be proactive. Review the terms and conditions of your mortgage, learn about the foreclosure process and what may lead up to it. Use the resources on this website to assist you in working with your lender and your finances.


Email Your Questions






Facing Foreclosure

Homeowner options

Mortgage Foreclosure Dispute Resolution Program

After a Foreclosure