News Release: State Advises Homeowners to Check Insurance Policies for Hurricane and Flood Coverage

Posted on Aug 5, 2014 in News Releases

DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS
Insurance Division

NEIL ABERCROMBIE
GOVERNOR

KEALII S. LOPEZ
DIRECTOR

GORDON ITO
INSURANCE COMMISSIONER

FOR IMMEDIATE RELEASE
Aug. 5, 2014

STATE ADVISES HOMEOWNERS TO CHECK INSURANCE POLICIES
FOR HURRICANE AND FLOOD COVERAGE

HONOLULU – As Hurricane Iselle and Tropical Storm Julio approach Hawaii, state Insurance Commissioner Gordon Ito advises residents to review their insurance policies.

“With severe weather in the forecast, it’s a good time to review your homeowner’s insurance policy, since standard homeowner policies do not cover hurricane and flood damage,” said Ito. “Residents should also familiarize themselves with the type of coverage they have, deductible amounts and claims procedures.”

The Insurance Division also encourages homeowners to prepare for a hurricane by taking an inventory of their belongings. Policyholders can take pictures or use the free MyHome mobile app released by the National Association of Insurance Commissioners (NAIC). This simple step can help save time in the event that a homeowner needs to file a claim, and will improve their chances of fully recovering what their policy covers.

Homeowners with specific questions about their policies should call their agent and/or insurance company issuing their policy.

For more information about homeowner’s insurance and hurricane preparedness tips, contact the Insurance Division at (808) 586-2790, “like” us on Facebook and follow us on Twitter at @InsuranceHI.

The Hawaii Insurance Division oversees the Hawaii insurance industry; issues licenses; examines the fiscal condition of Hawaii-based companies; reviews rate and policy filings; and investigates insurance related complaints.

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Media Contact:
Lindsay Chambers
Multimedia Education Specialist
Insurance Division
(808) 587-6735
Lindsay.K.Chambers@dcca.hawaii.gov
cca.hawaii.gov