Welcome to the State of Hawaii LifeSmarts Competition

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12. The competition tests students on their knowledge of

  • Personal Finance 
  • Health and Safety
  • Environment
  • Technology
  • Consumer Rights and Responsibilities 

Take a practice quiz and see if you’re ready for the ultimate consumer challenge. Gather your friends and form a team. Each team needs an adult sponsor or coach.

Schools may enter more than one coach, coaches may enter more than one team, but only one team from each school or organization may qualify for the state competition. So hurry and get your team signed up.

High School Competition (grades 9-12) Online Competition

  • September 9, 2013 to December 7, 2013 (11 pm EST)

Scores will be tabulated and the highest scoring teams will be invited to the State Competition, which will be held in Honolulu on February 8, 2014. The winning team at the State Competition will represent Hawaii at the National Competition in Orlando, Florida from April 26-29, 2014.

Middle School Competition (grades 6-8) Online Competition Only

  • September 9, 2013 to February 2014

Students in grades 6-8 will compete only online. National winners will be announced online after the competition closes.

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs in partnership with the Hawaii Credit Union League.

Call the LifeSmarts State Coordinator, Theresa Kong Kee at 587-7400 for more information or for your free Coach’s Guide.

Good Luck as you take the Ultimate Consumer Challenge