LifeSmarts

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Welcome to the State of Hawaii LifeSmarts 2020-2021 Competition

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12.  The competition tests students on their knowledge of

  • Personal Finance 
  • Health and Safety
  • Environment
  • Technology
  • Consumer Rights and Responsibilities 

Take a practice quiz and see if you’re ready for the ultimate consumer challenge.  Gather your friends and form a team.  Each team needs an adult sponsor or coach.

Public, private, home, charter and alternative schools, statewide, are welcome to register as well as clubs and youth organizations.  Schools may enter more than one coach and coaches may enter more than one team.  So hurry and get your team signed up!

LifeSmarts National Dual Competition

  • National Virtual Competition April 17 – 19, 2021

High School Competition (grades 9-12) Online Competition

  • Registration opens August 1, 2020
  • Online Competition opens October 17, 2020
  • Online Competition closes December 7, 2020 (7pm PST)

Middle School Competition (grades 6-8) Online Competition

  • Registration opens August 1, 2020
  • Online Competition opens October 17, 2020
  • Online Competition closes December 7, 2020 (7pm PST)

Students in grades 6-8 will compete only online.

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs, Office of the Securities Commissioner in partnership with the Hawaii Credit Union League.

For more information, contact LifeSmarts State Assistant Coordinator, Gloryana Akapo at (808)586-2737.

Good Luck as you take the Ultimate Consumer Challenge.

Hawaii LifeSmarts at a glance