LifeSmarts

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Welcome to the State of Hawaii LifeSmarts Competition

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12.  The competition tests students on their knowledge of

  • Personal Finance 
  • Health and Safety
  • Environment
  • Technology
  • Consumer Rights and Responsibilities 

Take a practice quiz and see if you’re ready for the ultimate consumer challenge.  Gather your friends and form a team.  Each team needs an adult sponsor or coach.

Public, private, home, charter and alternative schools, statewide, are welcome to register as well as clubs and youth organizations.  Schools may enter more than one coach and coaches may enter more than one team.  So hurry and get your team signed up!

High School Competition (grades 9-12) Online Competition

  • Registration opens Wednesday, August 1, 2019
  • Online Competition opens Monday, October 21, 2019
  • Online Competition closes Friday, December 6, 2019 (7pm PST)

Scores will be tabulated and the highest scoring teams will be invited to the in-person State Competition, which will be held in Honolulu on Saturday, February 8, 2020.  The winning team at the State Competition will represent Hawaii at the National Competition on April 25-28, 2020 in Washington D.C.

Middle School Competition (grades 6-8) Online Competition Only

  • Registration opens Wednesday, August 1, 2019
  • Online Competition opens Monday, October 21, 2019
  • Online Competition closes Friday, December 6, 2019 (7pm PST)

Students in grades 6-8 will compete only online.  National winners will be announced online after the competition closes.

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs, Office of the Securities Commissioner and the Insurance Division in partnership with the Hawaii Credit Union League.

For more information, contact LifeSmarts State Assistant Coordinators, Gloryana Akapo at (808)586-2737.

Good Luck as you take the Ultimate Consumer Challenge.

 

 

2018-2019 LifeSmarts Program Year