The purpose of this Memorandum is to update and clarify the Insurance Division’s position regarding the use of ZIP code-based rating in motor vehicle insurance, and to require all motor vehicle insurers to refile any motor vehicle rates currently using ZIP code-based rating. The full memo can be viewed here: Commissioner’s Memorandum 2026-2PC
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Due to positive feedback, the Division’s revised Property & Casualty (“P&C”) rate filing procedures, discussed in Commissioner’s Memorandum 2025-10R (issued on November 10, 2025) and 2025-11R (issued on November 24, 2025) have been further refined and the effective date for the revised General Requirements and Filing is extended to April 1, 2026. The full memo ...
Read More COMMISSIONER’S MEMORANDUM 2026-1PC: EXTENSION OF COMMENT PERIOD FOR GENERAL REQUIREMENTS AND FILING INSTRUCTIONS
(PDF) Commissioner’s Memorandum 2026-2PC Subject: Motor Vehicle Rates Using ZIP Code-Based Rating (PDF) Commissioner’s Memorandum 2026-1PC Subject: Extension of Comment Period for General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings